Car Accident Attorney in Boston and throughout Massachusetts
Whether you’ve been involved in a car, motorcycle, or truck accident, the complexities of dealing with insurance companies, medical bills, and legal procedures can be overwhelming. At Gavagan Law, LLC, we specialize in navigating this complicated terrain so you don’t have to. We fight to ensure you receive the maximum compensation for your injuries and losses.
Common Types of Car Accidents in Massachusetts
Car accidents happen in many ways, and understanding the type of crash can help determine liability and compensation. Some of the most common types include:
- Rear-End Collisions
- T-Bone Accidents (Intersection crashes)
- Hit & Run Cases
- Rideshare Accidents (Uber & Lyft)
- Drunk Driving Accidents
- Distracted Driving Accidents
- Accidents Involving Pedestrians or Cyclists
- Car Accidents on the Job
Massachusetts Car Accident Laws You Should Know
Statute of Limitations
The statute of limitations for filing a car accident injury claim in Massachusetts is three (3) years from the date of the accident.
Comparative Negligence in Massachusetts
Massachusetts follows a modified comparative negligence rule. If you are found to be more than 50% at fault, you are ineligible to recover damages.
Personal Injury Protection (PIP) Insurance
Massachusetts is a no-fault state, meaning your own insurance company initially pays for medical bills and lost wages, regardless of fault. PIP typically covers up to $8,000 in benefits.
Uninsured & Underinsured Motorist Coverage
- Uninsured Motorist Coverage (UM) applies when the at-fault driver has no insurance or in hit-and-run cases.
- Underinsured Motorist Coverage (UIM) kicks in when the at-fault driver’s coverage is not enough to compensate for your injuries.
If the at-fault driver carries only minimum coverage ($20,000 per person / $40,000 per accident), your own UIM policy may be essential for additional compensation.
What to Do After a Car Accident in Massachusetts
- Seek medical attention immediately.
- Call the police and file a report.
- Exchange insurance information with the other driver.
- Take pictures of the accident scene and vehicle damage.
- File a PIP claim with your own insurance company.
- Contact a Massachusetts car accident lawyer before dealing with insurance adjusters.
How We Help with Your Car Accident Claim
At Gavagan Law, LLC, we are dedicated to securing maximum compensation for accident victims. We handle:
- Negotiations with insurance companies to prevent lowball settlements.
- Gathering evidence (police reports, medical records, expert witnesses).
- Calculating full damages including medical expenses, lost wages, and pain & suffering.
- Litigation & trial representation when necessary.
If you or a loved one has been injured in a car accident, don’t navigate this alone. Call Gavagan Law, LLC or fill out our contact form for a FREE consultation. At Gavagan Law, LLC, we don’t get paid unless you win.